Stamp Duty and Registration Charges in Bangalore: A Complete Guide

Buying a property in Bangalore is a big and exciting step. But before you become a proud property owner, it’s important to understand the legal and financial costs involved. One of the key expenses you’ll need to plan for is the stamp duty and registration charges in Bangalore, which make your property purchase official and legally valid.

In this simple guide, we’ll explain what stamp duty and registration charges in Bangalore are, how they are calculated in 2025, and some smart tips to help you save money while completing your property registration process smoothly.

What is Stamp Duty?

Stamp duty is a tax levied by the Karnataka government on property transactions. It serves as legal evidence of property ownership and helps maintain official property records. Essentially, it is the fee you pay to the government to validate the sale deed — a crucial step in transferring ownership from the seller to the buyer.

In Karnataka, the buyer is responsible for paying the stamp duty. The amount depends on the property’s market value or agreement value, whichever is higher.

What Are Registration Charges?

Registration charges are separate from stamp duty and are paid to register the sale deed with the Sub-Registrar’s Office. This step legally records your ownership of the property in government records.

While stamp duty is a form of tax, registration charges are administrative fees for processing and recording the transaction. Together, they complete the legal framework for owning property in Bangalore.

Current Stamp Duty and Registration Charges in Bangalore (2025)

As of 2025, the Karnataka government continues to levy stamp duty and registration charges in Bangalore based on property value and ownership type.

Here’s a breakdown of the current rates:

Property Type / Category	Stamp Duty Rate	Registration Charges
Properties below ₹20 lakh	2%	1%
Properties between ₹20–45 lakh	3%	1%
Properties above ₹45 lakh	5%	1%
Joint ownership (husband and wife)	4% (concessional)	1%
Rural property (outside municipal limits)	4–5%	1%

Note: These rates are subject to change based on government policies and property type (apartment, plot, or resale property). Always verify the latest figures on the Karnataka Stamps and Registration Department website before making a payment.

Property Registration Charges for Different Property Types

Here’s how property registration charges in Bangalore vary by type:

1. Flats and Apartments

• Flat registration charges in Bangalore and registration charges for a flat in Bangalore are 1% of the property value.

• Online registration portals simplify Bangalore apartment registration charges and reduce paperwork.

2. Independent Houses

• House registration charges in Bangalore and home registration charges in Bangalore also follow the 1% rule.

• Stamp duty is added based on property value, typically around 5-6% for residential houses.

  
  

3. Land or Site

• Bangalore site registration charges or land registration charges in Bangalore depend on the type and location of the plot.

• Site registration charges in Karnataka may slightly vary across urban and rural areas.

How to Calculate Total Stamp Duty and Registration Charges

To estimate your total cost:

• Determine the property value based on the agreement or government valuation.

• Calculate stamp duty charges in Bangalore (percentage based on property type).

• Add registration charges for flats, houses, and land in Bangalore (1% of the property value).

Example:

Apartment worth ₹50 lakhs:

Stamp duty: ₹2.5–2.8 lakhs

Registration charges: ₹50,000

Total stamp duty and registration charges in Bangalore: ₹3–3.3 lakhs

Stamp Duty and Registration Charges in Bangalore: Documents Required for Registration

To register a property in Bangalore, you need:

• Sale deed

• PAN card and Aadhaar card

• Property tax receipts

• No Objection Certificate (if applicable)

• Passport-sized photographs

Benefits of Online Property Registration

The Karnataka government has rolled out online systems for paying property registration fees in Bangalore. Here are some of the perks you can enjoy:

• Less paperwork

• Clear fee calculations

• Quicker processing for apartment or flat registration charges in Bangalore

Tips for Buyers

• Check government valuation – Always calculate stamp duty and registration charges in Bangalore based on the official valuation to avoid overpayment.

• Look for concessions – Women buyers and certain first-time buyers can get reduced rates.

• Keep documents ready – Proper documentation helps ensure a smooth registration process.

• Consider online registration – Saves time and ensures accurate Bangalore registration charges.

Conclusion

Understanding stamp duty and registration charges in Bangalore is essential before purchasing any property. Whether it’s a flat, house, or land, paying the correct fees ensures legal ownership and protects your investment.

By keeping track of Bangalore apartment registration charges, flat registration charges in Bangalore, and land registration charges in Bangalore, you can plan your budget effectively and avoid last-minute surprises.

Remember, proper payment of registration and stamp duty charges in Bangalore not only makes your property legally valid but also ensures a smooth resale or loan process in the future.

Frequently Asked Questions (FAQs)

What are the current stamp duty rates in Bangalore?

The stamp duty rates in Bangalore vary depending on the type of property. For residential properties, the rate ranges from 5% to 6% of the property’s market value. For commercial properties, it is slightly higher, ranging from 6% to 7%. These rates are applicable as of 2025 and may vary based on the property location and ownership type.

Are registration charges in Bangalore fixed?

Yes. Registration charges in Bangalore are generally fixed at 1% of the property value, regardless of whether it is a residential or commercial property. This fee is paid to the Sub-Registrar’s Office to officially register the property in the buyer’s name.

 Do land and apartments have different registration fees?

In most cases, land and apartments are subject to the same registration charges of 1% of the property value. Minor variations may occur depending on local regulations or special schemes, but the standard practice in Bangalore keeps the registration fee consistent across property types.

Can stamp duty and registration be paid online?

Yes. The Karnataka e-registration system (Kaveri Online Services) allows buyers to pay stamp duty and registration charges online. This digital payment system simplifies the process, saves time, and ensures secure transactions without visiting the Sub-Registrar’s Office in person.